SuperCharlie writes: Effective November 1st, 2012, PayPal is updating its user agreement requiring any disputes between you and PayPal to be settled by binding, "final" arbitration. According to user notifications, you have until December 1st, 2012 to opt out, however, no facilities or links to do so are provided.
"More software projects have gone awry for lack of calendar time than for all
other causes combined."
-- Fred Brooks, Jr., _The Mythical Man Month_